Landlord & Rental Property Insurance
A standard homeowner's policy doesn't cover a property you rent out. We're based right in Dunning at Rutherford & Belmont, and we own rental property ourselves — so we know what you're dealing with, not just what's in the policy.
Why landlords work with us
Chicago's northwest side, based right on the corner of Rutherford & Belmont. Serving landlords statewide.
Why it matters
The moment a property has tenants instead of an owner living there, the insurance needs change — and a homeowner's policy usually won't step in when you need it most.
Most homeowner policies exclude or limit coverage once a property is tenant-occupied, leaving you exposed to claims a landlord policy would otherwise cover.
If a covered loss makes a unit unlivable, a landlord policy can help replace the rent you'd otherwise lose while it's repaired.
If a tenant or visitor is injured on the property, liability coverage helps protect you from the resulting costs and claims.
How we help
Beyond just the policy, we help you think through the parts of owning rental property that catch first-time and experienced landlords alike off guard — from choosing a deductible to how you should legally hold the property.
See what's typically included in a landlord policy, and how to think through a higher vs. lower deductible.
A plain-language look at how landlords commonly hold rental property, and questions worth asking an attorney or accountant.
Call, text, or fill out a quote form — you'll hear back from our office within the hour during business hours.
Don't stop at the rental
Most landlords we work with also insure their own car and the home they actually live in — and bundling all of it with one agency often unlocks better pricing than insuring each one separately, plus one office to call for everything.
Bundling your own car insurance alongside your rental property coverage is one of the fastest ways to save.
If you own the home you live in too, bundling it with your rental property policies keeps everything in one place — and often one lower rate.
Our sister agency, Northwest Chicago Insurance Group, handles your personal auto, home, and everything else — same office, same people.
Call, text, or fill out a quote form — we'll get back to you within the hour during business hours.
Chicago Landlord Insurance is a project of Northwest Chicago Insurance Group, our full-service sister agency at 6733 W Belmont Ave in Dunning, Chicago.